{"id":89,"date":"2026-10-11T12:00:00","date_gmt":"2026-10-11T12:00:00","guid":{"rendered":"https:\/\/www.caddobossierrealestate.com\/blog\/?p=89"},"modified":"2026-10-11T12:00:00","modified_gmt":"2026-10-11T12:00:00","slug":"first-time-buyers-still-shape-u-s-mortgages","status":"publish","type":"post","link":"https:\/\/www.caddobossierrealestate.com\/blog\/2026\/10\/11\/first-time-buyers-still-shape-u-s-mortgages\/","title":{"rendered":"First-Time Buyers Still Shape U.S. Mortgages"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/theresa-miller\/new-data-shows-first-time-buyers-hold-near-half-of-loans-remotion-videos-ef53\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>A recent national survey found homeownership still carried broad appeal, even with elevated borrowing costs and housing prices pressuring affordability across the US.<br \/>\nA lender review signaled first-time buyers continued making up a substantial share of purchase mortgages, showing entry-level demand persisted despite tougher affordability conditions.<br \/>\nThe same review showed first-time buyers were purchasing at higher prices and qualifying with higher incomes than four years earlier, while median age stayed steady.<br \/>\nSmaller median down payments remained common for first-time buyers, while repeat buyers generally purchased pricier homes, brought higher incomes, and had older median ages.<br \/>\nThe takeaway for US housing: affordability stayed challenging, yet many buyers kept finding practical ways to pursue homeownership and keep demand resilient.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A recent national survey found homeownership still carried broad appeal, even with elevated borrowing costs and housing prices pressuring affordability across the US. A lender review signaled first-time buyers continued making up a substantial share of purchase mortgages, showing entry-level demand persisted despite tougher affordability conditions. The same review showed first-time buyers were purchasing at [&hellip;]<\/p>\n","protected":false},"author":73,"featured_media":90,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-89","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.caddobossierrealestate.com\/blog\/wp-json\/wp\/v2\/posts\/89","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.caddobossierrealestate.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.caddobossierrealestate.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.caddobossierrealestate.com\/blog\/wp-json\/wp\/v2\/users\/73"}],"replies":[{"embeddable":true,"href":"https:\/\/www.caddobossierrealestate.com\/blog\/wp-json\/wp\/v2\/comments?post=89"}],"version-history":[{"count":1,"href":"https:\/\/www.caddobossierrealestate.com\/blog\/wp-json\/wp\/v2\/posts\/89\/revisions"}],"predecessor-version":[{"id":93,"href":"https:\/\/www.caddobossierrealestate.com\/blog\/wp-json\/wp\/v2\/posts\/89\/revisions\/93"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.caddobossierrealestate.com\/blog\/wp-json\/wp\/v2\/media\/90"}],"wp:attachment":[{"href":"https:\/\/www.caddobossierrealestate.com\/blog\/wp-json\/wp\/v2\/media?parent=89"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.caddobossierrealestate.com\/blog\/wp-json\/wp\/v2\/categories?post=89"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.caddobossierrealestate.com\/blog\/wp-json\/wp\/v2\/tags?post=89"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}